2026 GS Pay Scale in San Francisco
Locality-adjusted federal General Schedule salaries for the San Jose-San Francisco-Oakland, CA pay area. Base rates plus the 46.34% San Francisco locality adjustment, effective January 2026.
🏛️ Source: Base rates from U.S. OPM Salary Table 2026-GS; the 46.34% locality adjustment is the official 2026 rate for the San Jose-San Francisco-Oakland, CA area. Public government record.
46.34%
Locality adjustment
$111,896
GS-12 Step 1 here
$133,060
GS-13 Step 1 here
$240,438
GS-15 Step 10 (top)
2026 GS pay table for San Francisco (Step 1, 5, 10)
Locality-adjusted salaries by grade. Every grade has 10 steps; entry, mid, and top shown.
| Grade | Step 1 | Step 5 | Step 10 |
|---|---|---|---|
| GS-1 | $33,049 | $37,447 | $41,338 |
| GS-2 | $37,160 | $40,767 | $46,760 |
| GS-3 | $40,548 | $45,957 | $52,718 |
| GS-4 | $45,516 | $51,586 | $59,174 |
| GS-5 | $50,925 | $57,715 | $66,203 |
| GS-6 | $56,767 | $64,335 | $73,796 |
| GS-7 | $63,081 | $71,493 | $82,007 |
| GS-8 | $69,860 | $79,173 | $90,814 |
| GS-9 | $77,161 | $87,451 | $100,315 |
| GS-10 | $84,971 | $96,298 | $110,456 |
| GS-11 | $93,358 | $105,808 | $121,371 |
| GS-12 | $111,896 | $126,817 | $145,468 |
| GS-13 | $133,060 | $150,802 | $172,980 |
| GS-14 | $157,236 | $178,204 | $204,414 |
| GS-15 | $184,950 | $209,612 | $240,438 |
Take-home pay in San Francisco after taxes
Estimated take-home on the locality-adjusted salary (single filer, federal tax + Social Security + Medicare; CA state tax varies and is not included here):
| Grade / Step | Salary | Take-home (no state) | Monthly |
|---|---|---|---|
| GS-5 Step 1 | $50,925 | ~$42,902 | ~$3,575 |
| GS-7 Step 1 | $63,081 | ~$52,536 | ~$4,378 |
| GS-9 Step 1 | $77,161 | ~$62,442 | ~$5,204 |
| GS-11 Step 1 | $93,358 | ~$73,836 | ~$6,153 |
| GS-12 Step 1 | $111,896 | ~$86,878 | ~$7,240 |
| GS-13 Step 1 | $133,060 | ~$101,408 | ~$8,451 |
Take-home excludes state/local income tax (California has high state tax, which would lower these), FERS retirement, and TSP. Use our after-tax calculator for a full picture.
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