Full breakdown: gross pay, taxes, and take-home for California workers (2024 tax year)
gross annual salary at 40 hours/week
Here's what $42/hour actually looks like after federal and state taxes:
| Filing Status | Annual Gross | Total Taxes | Annual Net | Biweekly Net | Hourly Net |
|---|---|---|---|---|---|
| Single | $87,360 | -$22,022 | $65,338 | $2,513 | $31.41 |
| Married jointly | $87,360 | -$15,068 | $72,292 | $2,780 | $34.76 |
| Head of household | $87,360 | -$18,722 | $68,638 | $2,640 | $33.00 |
Based on 40 hours/week, 52 weeks/year. Taxes include federal income tax (2024 brackets), California state tax, Social Security (6.2%), and Medicare (1.45%). Does not include health insurance, 401k, or union dues.
| Deduction | Annual | Per Paycheck |
|---|---|---|
| Federal Income Tax | -$11,060 | -$425 |
| California State Tax | -$4,279 | -$165 |
| Social Security (6.2%) | -$5,416 | -$208 |
| Medicare (1.45%) | -$1,267 | -$49 |
| Total Taxes | -$22,022 | -$847 |
| Net Take-Home | $65,338 | $2,513 |
Many healthcare and shift workers do 36-hour weeks. Here's the difference:
From verified union contracts on WAGETru:
| Hospital | Job Title | Rate | YOS |
|---|---|---|---|
| Bakersfield Memorial Hospital | BIO MED TECH SPECIALIST LEAD | $44.70/hr | 0 yrs |
| Bakersfield Memorial Hospital | BIOMEDICAL TECH | $42.10/hr | 4 yrs |
| Bakersfield Memorial Hospital | BIOMEDICAL TECH SPECIALIST | $41.98/hr | 1 yrs |
| Bakersfield Memorial Hospital | BIOMEDICAL TECH-BEDS | $42.10/hr | 4 yrs |
| Bakersfield Memorial Hospital | BOILER OPERATOR | $41.98/hr | 1 yrs |
| Period | Gross | Net (Single, CA) |
|---|---|---|
| Hourly | $42.00 | $31.41 |
| Daily (8hr) | $336 | $251 |
| Weekly | $1,680 | $1,257 |
| Biweekly | $3,360 | $2,513 |
| Monthly | $7,280 | $5,445 |
| Annual | $87,360 | $65,338 |
WAGETru shows verified paychecks from real employees — not estimates.
Browse wages · Union wage lookup · Submit your paystub
The same $42/hour rate gives you very different take-home pay depending on your state:
| State | Annual Gross | Approx. Annual Net | Monthly Net | Difference vs TX |
|---|---|---|---|---|
| Texas (no tax) | $87,360 | $71,067 | $5,922 | baseline |
| Florida (no tax) | $87,360 | $71,067 | $5,922 | $0 |
| Washington | $87,360 | $70,631 | $5,886 | -$436/yr |
| New York | $87,360 | $66,263 | $5,522 | -$4,804/yr |
| California | $87,360 | $66,263 | $5,522 | -$4,804/yr |
Estimates for single filer with standard deduction. Use our Net Pay Calculator for exact figures with your specific state and deductions.
Overtime at 1.5x adds significantly to your income — but you keep less of each OT dollar due to higher tax brackets:
| Schedule | Hours/Week | Annual Gross | Biweekly Gross | Extra vs 40hr |
|---|---|---|---|---|
| Standard | 40 | $87,360 | $3,360 | — |
| Light OT (5hrs) | 45 | $103,740 | $3,990 | +$16,380/yr |
| Moderate OT (10hrs) | 50 | $120,120 | $4,620 | +$32,760/yr |
| Heavy OT (20hrs) | 60 | $152,880 | $5,880 | +$65,520/yr |
OT rate: $63.00/hr (1.5x). Note: you typically keep only 60-65% of overtime earnings after higher marginal taxes.
Working evenings, nights, or weekends adds premium pay on top of your base rate:
| Shift | Effective Rate | Annual (40hr/wk) | Extra per Year |
|---|---|---|---|
| Day (base) | $42.00/hr | $87,360 | — |
| Evening (+$2.50/hr) | $44.50/hr | $92,560 | +$5,200/yr |
| Night (+$4.00/hr) | $46.00/hr | $95,680 | +$8,320/yr |
| Weekend (+$3.00/hr, 16hrs/wk) | $45.00/hr | $89,856 | +$2,496/yr |
Differentials vary by employer. Common ranges: evening $1.50-$5/hr, night $2.50-$8/hr, weekend $1-$4/hr. See our differential guide for real hospital data.
| Schedule | Hours/Week | Annual Gross | Monthly Gross | Notes |
|---|---|---|---|---|
| Part-time | 20 | $43,680 | $3,640 | May not qualify for benefits |
| 3x12 shifts | 36 | $78,624 | $6,552 | Common in nursing/healthcare |
| Standard full-time | 40 | $87,360 | $7,280 | Most common schedule |
| 4x10 shifts | 40 | $87,360 | $7,280 | Same pay, 3-day weekends |
| Mandatory OT | 48 | $104,832 | $8,736 | 8 OT hrs at 1.5x = $113,568 |