Indeed, Glassdoor, and LinkedIn show you gross salary. Enter any salary below and see your real take-home pay after taxes.
ⓘ Estimate based on 2025-2026 federal & state tax brackets and FICA. Does not include health insurance, 401(k), or other pre-tax deductions, which would lower take-home further. Actual pay varies by your specific situation.
See what real workers at 20+ employers actually take home — verified paycheck data, not estimates.
Browse Real Wages →When you see a salary on a job board, that is your gross pay — the amount before any deductions. What you actually receive (your net pay or take-home) is significantly lower after these mandatory deductions:
On top of these, most jobs deduct health insurance and retirement contributions, which can reduce take-home by another 5-15%. That is why a $75,000 salary often translates to just $50,000-$58,000 in actual spending money.
It depends heavily on your state. In a no-income-tax state like Texas or Florida, you keep about $59,000. In a high-tax state like California, you keep about $56,000. The difference between states can be $3,000-$4,000 per year on the same salary.
It uses current 2025-2026 federal tax brackets, state income tax brackets for all 50 states, and FICA rates. It provides a close estimate for a standard employee. Your exact take-home will vary based on pre-tax deductions (health insurance, 401k), additional withholdings, and local taxes.
No — this calculator shows take-home after taxes only. Health insurance and retirement contributions would further reduce your net pay. For a full breakdown including those, use our detailed net pay calculator.
Gross pay is your total salary before deductions (what job postings show). Net pay is what you actually receive after taxes and deductions (what hits your bank account). Learn more here.